Jaipur,The State Government has
introduced Bhamashah
Yojana to transfer cash and non-cash
benefits of the public welfare schemes in a transparent manner directly into
the bank account of the beneficiary with the help of Micro ATM machines and PoS
(Point of Sale) machines.
The Bhamashah Cardholder now will be
able to reap the benefit of withdrawing upto maximum of Rs.2000 per day or
paying for utility service such as water, electricity bills from e-mitra
centers, in the same way just as the payment is made in any big shopping mall,
modern restaurant or a luxury hotel through swiping debit-credit cards.
Twelve thousand ‘Micro ATM machines' at
e-mitra centers/BC-
The
State Government has signed an agreement with the State Bank of India, Bank of
Baroda and Punjab National Bank for providing Micro ATM machines at e-mitra
centers/Business Correspondents (BC) situated in rural areas. The Government
has planned to establish at least one Micro ATM at every Gram Panchayat to
provide core banking facility at the door step of the residents. The ordinary
residents along with the Bhamashah beneficiaries can avail the facility of
withdrawal, deposit and checking their balance of their bank account through
these Micro ATM machines. Where there is no banking facility available in far
flung areas, the e-Mitras are being appointed as BC for the banks to provide
banking facilities, with the help of State Bank of India 12000 Micro ATMs have
already been setup in the state out of which around 8000 are in rural area. The
Govt. is in process to have an agreement with Bank of Baroda and Punjab
National Bank for setting up 20000 more such Micro ATMs in the state specially in
rural areas. The Micro ATM machines operate just like an ordinary ATM machine
on the swipe of the credit/debit cards of the banks.
Non-cash benefit through POS (Point of
Sale) machines
The
PoS (Point of Sale) machines are being deployed at the Fair Price Shops (FPS)
to facilitate the Aadhaar enabled delivery of the non-Cash benefits such as
wheat, sugar and kerosene oil etc. The State Government has sanctioned Rs. 53
crores to equip all the FPS with these PoS machines.
In the first phase commencing from the
month of September, 8 districts viz. Ajmer, Tonk, Sikar, Jhunjhunu, Dholpur,
Baran, Bundi and Jhalawar have been chosen for the distribution of ration
through the Aadhaar enabled PoS machines. The ration dealers of these districts
are being trained to deliver ration through the Aadhaar enabled PoS machines.
Kota, Alwar, Jaipur, Jodhpur, Bikaner, Udaipur and Bharatpur shall be taken up
in the second phase. Thereafter, distribution of non cash benefits will
commence in the remaining districts under the third phase.
Process
of Distribution of Ration through PoS
The
resident has to tell his/her Bhamashah number (if has been issued Bhamashah
card) to the FPS dealer. As the Bhamashah number is Aadhaar enabled,
the Biometric identity (Finger prints) of the member shall be captured on the
PoS and he/she will be authenticated through the Aadhaar and details of the
quota of ration registered in the PoS machines shall be displayed. The resident
shall choose the quantity and shall pay the amount. He/she will get the receipt
describing quantity, price and total cost of the ration and also the balance
quantity (if any) for the month.
These
PoS machines will remain connected with the server of Food & Civil Supplies
Department and Bhamashah Data Hub through internet. It will not only help
ensure effective monitoring of the ration received by the beneficiaries and the
remaining quota available with the ration dealer but also ensure the
distribution of ration in a simple and transparent manner. The ration dealers
have been strictly instructed to distribute ration through PoS machines after
taking biometric identity.
The
purpose of Bhamashah scheme is to deliver all the government benefits to the
residents in an affective and transparent manner. Those residents who do not
possess Bhamashah Card shall continue to avail benefits as usual till their
enrollment in Bhamashah.
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